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Agency Company Organization for Research & Development
ACORD (Association for Cooperative Operations Research and Development) is a global, nonprofit standards development organization serving the insurance industry and related financial services industries.
California State Compensation Insurance Fund
Established by the California Legislature in 1914, State Compensation Insurance Fund is a self-supporting, non-profit enterprise that provides workers' compensation insurance to California employers at cost with no financial obligation to the public.
Compensation Advisory Organization of Michigan
The mission of the Compensation Advisory Organization of Michigan is to enhance the Michigan Workers' Compensation System through customer service, education and the administration of the Michigan Workers' Compensation Placement Facility.
Delaware Compensation Rating Bureau
The DCRB is a non-profit corporation formed in 1917 in accordance with the insurance laws of Delaware and is not affiliated with state government. The DCRB’s enabling statute specified that classification of employers, underwriting rules, policy forms, loss cost values and rating plans for workers compensation shall be proposed by a rating bureau. The DCRB is subject to supervision and examination by the Delaware Insurance Commissioner, who must approve its ability to compile loss costs and assigned risk rates on an equitable and impartial basis. The DCRB membership is comprised of insurance carriers authorized to sell workers compensation insurance in Delaware.
Insurance Services Office
Since 1971, ISO has been a leading source of information about risk. We supply data, analytics, and decision-support services for professionals in many fields, including property/casualty insurance, mortgage lending, healthcare, government, human resources. We also offer information for risk managers in all industries.
New York Compensation Insurance Rating Board
The New York Compensation Insurance Rating Board (NYCIRB) is a non-profit, unincorporated association of insurance carriers, including the State Insurance Fund. In conjunction with the New York Workers' Compensation Law, the Insurance Law provides for the Superintendent of Insurance to designate a rate service organization to collect the loss, premium and payroll data from each carrier, summarize this information and develop an adequate rate structure. Since the enactment of the Workers' Compensation Law in 1914, the NYCIRB has been licensed as the official organization for this purpose. As the New York rate service organization with a single dedication and focus, the New York Compensation Insurance Rating Board has more than 93 years of experience in understanding the workers compensation insurance coverage and underwriting of the New York market.
New Jersey Compensation Rating & Inspection Bureau
The New Jersey Compensation Rating and Inspection Bureau (NJCRIB) is created and established pursuant to the provisions of Revised Statutes 34:15-89. It is under the supervision of the Commissioner of Insurance. NJCRIB is charged by Statute to establish and maintain rules, regulations and premium rates for workers compensation and employers liability insurance, adopt means for assuring uniform and accurate audit of payrolls as they relate to workers compensation insurance, encourage employers to reduce the number and severity of accidents by adjusting premiums through the use of credits and debits under a uniform system of experience rating.
Pennsylvania Compensation Rating Bureau
The PCRB is a non-profit corporation formed in 1915 in accordance with the insurance laws of Pennsylvania and is not affiliated with state government. The PCRB’s enabling statute specified that classification of employers, underwriting rules, policy forms, loss cost values and rating plans for workers compensation shall be proposed by a rating bureau situated within the state. The PCRB is subject to supervision and examination by the Pennsylvania Insurance Commissioner, who must approve its ability to compile loss costs on an equitable and impartial basis. The PCRB membership is comprised of all insurance carriers, including the State Workers’ Insurance Fund ("SWIF"), authorized to sell workers compensation insurance in Pennsylvania. The PCRB is not to be confused with the Bureau of Workers’ Compensation, a division within the Commonwealth of Pennsylvania’s Department of Labor and Industry.
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